How do I invest through a business account?

In order to invest with a corporate entity, you’ll need to add your corporate entity information to the Fundscraper platform.

Watch our how to video below:

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Once you’ve added the entity to your profile, you can invest through the corporate entity during the order process. 

Watch our how to video below:

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Are there documents to review?

Yes. Read our Offering Memorandum which tells you Fundscraper’s story and what you need to know about any investment you may choose. Then read the “Posting Supplemental” that comes with the Offering Memorandum which describes the details. Finally, read the Subscription Agreement if you proceed to invest. 

Is this a syndicated mortgage?

No, an investment in an FPT unit is not a syndicated mortgage. You are a unit holder in FPT which in turn typically invests in a limited partnership holding the real estate investment pursuant to the terms of a limited partnership agreement. 

What kind of returns can I expect on my investments?

If you invest in Fundscraper Property Trust you have options available that are designed to reflect your appreciation for risk. For investors looking for diversification we have “pools” of mortgages from which investors can choose. We have conservative pools of mortgage investment and an advertersome pool for those who feel that they can tolerate a little more risk for a higher return. We also have pools that are constituted by specific opportunities in which you are able to invest with us well. These are unique financings the Trust has underwritten in which you are welcome to participate through the Trust. Each project has a unique projected return profile that we describe in the supplemental postings we supply to Offering Memorandum. 

How is Fundscraper Property Trust different from a Private Real Estate Investment Trust (REIT) or a MIC?

Fundscraper Property Trust (“FPT”) is a private investment vehicle classified as a “mutual fund trust” under the Income Tax Act which sells units to investors and then uses a pool of capital to invest in private mortgages, collects monthly interest, and passes that to its unit owners as monthly income. FPT offers different secured mortgage asset pools that, while they are not guaranteed or insured, are reflective of risk tolerance and suitable for registered user’s goals. You can invest in Fundscraper Property Trust with as little as $5,000. In some cases, units offered by FPT will be eligible for Registered Funds like RRSPs, RRIFs, and TFSAs. 

When you invest in a public mutual fund, the fund managers invest your money, along with the money of all the other unitholders (investors in the fund), in a portfolio of investment assets that might include equity securities (stocks), debt securities (bonds), Treasury bills and more. Mortgage Investment Corporations (“MICs”) are public vehicles which pool mortgages. Private REITs are real estate funds or companies that are exempt from SEC registration and whose shares do not trade on national stock exchanges. Private REITs generally can be sold only to institutional investors.

How do I contact Fundscraper?

For general inquiries, feel free to reach out to our client support team at +1 888-281-2235 ext.0 or info@fundscraper.com. Our office hours are Monday through Friday from 9:00 AM to 5:00 PM ET, excluding holidays. We’ll do our best to get back to you as soon as possible, which is typically within 1 to 2 business days.

For help investing, please book a call here with a licensed Dealing Representative or email us at info@fundscraper.com

For troubleshooting or technical issues, please call +1 888-281-2235 ext.0 or email help@fundscraper.com. Our office hours are Monday through Friday from 9:00 AM to 5:00 PM ET, excluding holidays. We’ll do our best to get back to you as soon as possible, which is typically within 1 to 2 business days.

Why do I need to create an account before I can access listings in your marketplace?

We are subject to a legal obligation to determine whether persons who are interested in the issuer’s offerings are qualified to participate in them. When you create an account on our platform, we assess as part of our regulatory duties whether or not you are qualified to invest and whether the investment is suitable for you.  

What are these assessment questions for?

Under our existing securities laws, we have a regulatory obligation to complete a know-your-client (“KYC”) assessment on every investor. This is required before any potential investor can fully view investment opportunities on our marketplace and before we can accept any proposed investment. The reasons are twofold. First, we have a duty to assess your financial condition and ensure the product in which you decide to invest is suitable for you. Second, our regulatory authorities require it in connection with Canada’s anti-money laundering, anti-terrorist financing and securities rules and laws.

Who is eligible to invest with you?

  • You must be a Canadian citizen and/or resident. 
  • You must be 18 years of age to invest. 
  • You must reside in certain provinces depending on certain products.
  • Your Investor Type (required by regulatory bodies) determines how much you can invest annually. 
    • Accredited: No Investment Limit
    • Eligible: Invest up to $30,000/year
    • Ineligible: Invest up to $10,000/year

How do you source what’s in your marketplace?

We bring institutional quality investments sourced from best-in-class operating issuers and sponsors which have a successful track record. They are not hobbyists, but rather invariably real estate professionals of long standing. 

  • District REIT
  • Nest Capital
  • Centurion Apartment Real Estate Investment
  • Mansouri Living
  • Manzil
  • Terra Firma
  • Sud Group

Every offering posted on the marketplace is vetted through an multi-point checklist and approved by a credit committee with over $5 billion in combined transaction experience and decades of real estate underwriting experience. 

Our review process includes: 

  • Real estate sponsor/issuer review (current balance sheet, proven track record of local geography, and expertise)
  • Financial review of the project, detailing cost analysis and revenue/leasing projections
  • Zoning potential review 
  • Demographic, economic, and market trends review
  • Comparable precedent projects review
  • Third-party peer reviews of environmental and other reports