In order to invest with a corporate entity, you’ll need to add your corporate entity information to the Fundscraper platform.
Watch our how to video below:
Once you’ve added the entity to your profile, you can invest through the corporate entity during the order process.
Watch our how to video below:
You cannot open a joint account on the Fundscraper platform. Each investor must have an individual account for compliance purposes.
Investors have the option to place a joint non-registered subscription on the Fundscraper platform. In order to do so, both investors must complete a KYC confirmation call with a Dealing Representative.
The Fundscraper platform does not have an option to add beneficiaries for registered or non-registered accounts. Registered investments (TFSA, RRSP, etc.) are purchased on an individual basis.
However, at your Trust company, you have the option to add a beneficiary to your registered account.
For instructions on how to invest jointly, watch our how to video below:
Fundscraper uses bank-level like security for your protection with your information encrypted with an AES bit symmetric key.
Each connection to Fundscraper is always encrypted over HTTPS with Transport Layer Security (TLS). Fundscraper applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.
The Loan-to-value (LTV) ratio is a financial term used in the mortgage lending industry to express the ratio of the principal amount of a given loan to the value of the secured asset being financed. The term is commonly used by banks and lenders to represent the ratio of the total indebtedness on a property as a percentage of the total value. The valuation of a property is typically determined by an appraiser, but can also be based on an assessment of current market conditions and recent comparable sales. The higher the LTV, the riskier the loan is for a lender.
No. Fundscraper’s role is restricted to dealing or trading in the various investments posted on its platform. It is not an investment advisor, issuer or guarantor of the deal you choose. Fundscraper’s role is to facilitate your investment as a licensed exempt market dealer. Of our several duties, we have a duty to insure you are qualified to make the investment you desire and to assist in determining whether the investment is suitable for you. Though our team of experienced professionals work diligently to source the best projects sponsored by proven real estate owners, managers, and property developers, there are risks present in every transaction. We provide a summary of the risk factors for each deal we host on our site and for a general overview of risk factors generally when investing in real estate we recommend you read the offering memorandum of Fundscraper Property Trust available on this site. An illustrative example of how investors earn an annualized net return is provided below.
In secured real estate investment (meaning the investment is ultimately backed by a security interest registered on land), keeping capital safe is the top priority. If your investment is through Fundscraper Property Trust, the average loan to value in the Trust’s aggregate portfolio is approximately 80%, meaning that there is a 20% equity cushion in the event something goes wrong. If you are participating in one of our posted equity investments sponsored by a third party issuer, though your equity investment is not “secured” the way a mortgage is, know our team of experienced professionals have worked diligently to source the best projects sponsored by proven real estate owners, managers, and property developers.
Yes. Risk factors are generally described in every offering listed on the Fundscraper platform. With respect to offerings like Fundscraper Property Trust, an offering memorandum is provided and investors are especially encouraged to read the section of the offering memorandum entitled “Risk Factors”. Before you make an investment decision, work with a Fundscraper dealing representative to find out what is most suitable for you!
Fundscraper on your behalf takes the same actions as any other responsible lender. We first work with the borrower to assess what the obstacle to repayment might be. Once we understand the situation, we can work on a solution. If there is no reasonable solution, then we take steps to enforce the security. The value of the security is typically less than the value of the assets we have registered security against. Therefore, if we do have to enforce the security, it is our expectation that there will be sufficient valuable real estate to fully discharge what the defaulting borrower owes which include the expenses incurred enforcing the security.
While each project is set to deliver a different projected net annual return, the projected net annual return that we advertise is after all expenses and fees have been paid for.
a) For debt investments, cash will be distributed as principal and interest payments are collected on the debts, subject to normal processing periods (generally 1-3 days).
b) For equity investments, each project will have its own exit or return strategy and cash will be distributed as the returns or exit strategy comes to fruition, in the priority as stated in the offering documents and investment structure. Fundscraper plans to use a third party trust agent to process the payments, investments, and distributions.
FSRA #12859 | NRD #53460
SECURITIES DESCRIBED ON THIS WEBSITE ARE OFFERED BY FUNDSCRAPER CAPITAL INC. IN ITS CAPACITY AS AN EXEMPT MARKET DEALER REGISTERED WITH THE ONTARIO SECURITIES COMMISSION (AND EQUIVALENT REGULATORY AUTHORITIES IN OTHER JURISDICTIONS IN CANADA) AND NOT IN ITS CAPACITY AS A MORTGAGE BROKERAGE UNDER THE FINANCIAL SERVICES REGULATORY AUTHORITY OF ONTARIO.
The information presented on this website may consist of investment opportunities that include projections and forecasts based upon information, including forward-looking assumptions and estimates. There can be no assurance whatsoever that these projections and forecasts will be achieved. Readers should refer to the offering documents contained within each investment opportunity only for full details including risks relating to such opportunities. In addition, Readers should consult with their investment advisor and other advisors, including legal and tax, before making any investment through Fundscraper. Fundscraper may also be a “related” issuer (as such term is defined in National Instrument 33-105—Underwriting Conflicts) of a party offering securities on this website. Readers who are considering purchasing any investment from this website should read the applicable offering materials, including any related offering memorandum, before making an investment decision.
Information provided on this website is for the confidential use of only those persons to whom have qualified access to the Fundscraper website. Any offering materials provided on the site constitute an offering of securities only in those jurisdictions and to those persons where and to whom they may lawfully be offered for sale. These offering materials are not, and under no circumstances are to be construed as a prospectus or an advertisement for a public offering of these securities. No securities commission or similar authority in Canada or elsewhere has in any way passed upon the merits of the information on this site or securities offering in the offering materials and any representation to the contrary are an offence. Persons who acquire securities pursuant to the information on this site and offering materials provided on this site will not have the benefit of the review of these documents by any securities commission or similar authority.
Fundscraper is a registered trademark of Fundscraper Corp. and its affiliates.
© 2016-2022, Fundscraper Capital Inc. All Rights Reserved.
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