How do you protect my personal information?

Fundscraper uses bank-level like security for your protection with your information encrypted with an AES bit symmetric key. 

Each connection to Fundscraper is always encrypted over HTTPS with Transport Layer Security (TLS). Fundscraper applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.

Can I make my investment at your office?

Yes, you can schedule an in person appointment here.

How does the payment process work?

The primary way to receive your dividends or distributions is via an ACH transaction from a linked bank account. You can link your bank account either by

1) directly entering your routing and account numbers or
2) manually filling out our PAD form.

The primary way to fund your investment is via an ACH transaction from a linked bank account. You can link your bank account either by

1) directly entering your routing and account numbers or
2) manually filling out our PAD form.

For certain orders above $25,000 we do accept wires. We are unable to accept orders via credit/debit cards or from savings accounts.

Is there a limit to how much money I can invest?

Your Investor Type determines how much you can invest annually.

  • Accredited: No Investment Limit
  • Eligible: Invest up to $30,000/year
  • Ineligible: Invest up to $10,000/year

Create your profile and answer our KYC questionnaire to find out what type of investor you are.

If you have already created your profile, you can find your investor type and remaining available investment limit on your Dashboard profile.

Can I invest with registered funds (RRSP, TFSA, etc.)?

Yes. Read this article to learn how to invest with your registered savings fund.

And watch this webinar below.

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Can I invest jointly with a third party?

Yes.

Can I invest with other types of legal entities?

There are generally 2 types of investment entities you can add to your individual profile; Trust and Corporate. After successfully adding the investment entity, you then can invest using the corporate entity or trust vehicle.

Corporate

How do I set up a corporate entity?

Watch our how to video below:

Play Video
 
  1. To set up a corporate entity, please log back into your individual account here: www.fundscraper.com/login

  2. Scroll to the top, hover over your name, click on the drop down, click ‘Profile’.

  3. On the next screen, on the left hand side menu, click ‘Investment Accounts’.

  4. On the screen, click ‘Add Investment Account’.

  5. Select ‘Corporation Account’,

  6. On the form that shows up on the screen, please fill in the KYC information from the perspective of the corporate entity.

    Please note that any shareholder with more than 25% ownership will be required to complete an individual KYC as well.

Information to have on hand during the corporate KYC completion process:

  • Business number
  • Incorporation date

Trust

How do I set up a Trust? 

  1. To set up a corporate entity, please log back into your individual account here: www.fundscraper.com/login

  2. Scroll to the top, hover over your name, click on the drop down, click ‘Profile’.

  3. On the next screen, on the left hand side menu, click ‘Investment Accounts’.

  4. On the screen, click ‘Add Investment Account’.

  5. Select ‘Trust Account’

  6. On the form that shows up on the screen, please fill in the KYC information from the perspective of the Trust entity.

Information to email Fundscraper (team@fundscraper.com) upon completion: 

  • The legal status of entity (trust certificate, trust deeds, incorporating documents, custodian agreement document, articles of constitution, partnership agreements, shareholder agreement).
  • Authorization document certifying you as the Trustee.
  • Tax identification number for out-of-country trusts.

For more information on how to invest with your corporate entity or other investment vehicle see: How do I invest through a business account?

How do I invest or complete an investment?

Watch our how to video below:

Play Video

What does ‘Loan-to-Value’ mean?

The Loan-to-value (LTV) ratio is a financial term used in the mortgage lending industry to express the ratio of the principal amount of a given loan to the value of the secured asset being financed. The term is commonly used by banks and lenders to represent the ratio of the total indebtedness on a property as a percentage of the total value. The valuation of a property is typically determined by an appraiser, but can also be based on an assessment of current market conditions and recent comparable sales. The higher the LTV, the riskier the loan is for a lender.

Do you guarantee any returns?

No. Fundscraper’s role is restricted to dealing or trading in the various investments posted on its platform. It is not an investment advisor, issuer or guarantor of the deal you choose. Fundscraper’s role is to facilitate your investment as a licensed exempt market dealer. Of our several duties, we have a duty to insure you are qualified to make the investment you desire and to assist in determining whether the investment is suitable for you. Though our team of experienced professionals work diligently to source the best projects sponsored by proven real estate owners, managers, and property developers, there are risks present in every transaction. We provide a summary of the risk factors for each deal we host on our site and for a general overview of risk factors generally when investing in real estate we recommend you read the offering memorandum of Fundscraper Property Trust available on this site. An illustrative example of how investors earn an annualized net return is provided below.

Play Video